Kentucky Home Life’s 20 Year Renewable and Convertible Level Term policy is the right choice for many people. The policy is designed to provide you with affordable fixed rates that are guaranteed not to increase over the initial term period. The 20 Year Level Term policy is renewable and convertible, and features guaranteed death benefits and guaranteed level premiums

– Minimum Face Amount – $25,000
– Issue Ages – 18 to 60
– Premiums are guaranteed and vary by issue age, sex, face amount, tobacco/non-tobacco rates and overall health history
– The policy can be converted to a permanent policy until age 65
– The policy can be annually renewed through age 100
– Premium Waiver Benefit Rider is available from age 18 to 55
– Accidental Death Benefit Rider is available from age 18 to 60