Indeterminate Premium Whole Life
Permanent Life Insurance is best for long term financial protection against death or other events which are expected or unexpected. Guaranteed level protection for a lifetime, guaranteed cash values that adapt to meet changing financial objectives and low current premium rates are the highlights of this product. Providing the financial means to pay debts left after the loss of a loved one is very important, and doing so with tax-free death benefits is helpful. While cash values provide flexibility to adapt, they also grow tax deferred.
- Minimum Face Amount - $15,000
- Issue Ages - 0 to 85 (Age Last Birthday)
- Premiums may vary by issue age, sex, nontobacco or tobacco rates (beginning at age 15), overall health history and face amount band
- Cash Values and Death Benefits are guaranteed
- Level Death Benefit with coverage to age 120
- Current premium rates are guaranteed for two years. Following this period, rates may be lowered or raised, but will never exceed the maximum amount shown in each policy.
- Premium Waiver Benefit Rider is available from age 15 to 55
- Accidental Death Benefit Rider is available from age 15 to 60
Life Insurance Calculator
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Insurance Glossary
Confused about life insurance terminology? Read some common definitions here.
View Sample Rates
How much will it cost? These sample rates will show you cost estimates on our most popular policies.
