About Us

Kentucky Home Life Insurance Company began as Kentucky Home Mutual Life Insurance Company, in Louisville, KY in 1936. In the 1990’s, the company merged with National Guardian Life, of Madison, WI. National Guardian organized Kentucky Home Life as a stock company subsidiary in 1998 to process their Credit Life and Disability insurance products. On January 1, 2005, Kentucky Home Life was purchased by Terry E. Forcht and Farmers Capital Bank of Frankfort. In 2009, Mr. Forcht purchased the Farmers Capital Bank share of Kentucky Home Life, and is now the sole owner of the company. Today, Kentucky Home Life Insurance Company serves policy owners through independent insurance agents in Kentucky.

There are less than 10 life insurance companies that have their home state as Kentucky. That means that our Kentucky Department of Insurance regulates and protects this company and its policy owners. It also means that our offices are located in Kentucky. So when you need prompt and competent service you are talking to your Kentucky neighbors not people in foreign lands. FIND AN AGENT.