How Should I Buy Life Insurance?

When you buy life insurance, you want coverage that fits your needs. It makes good sense to ask a life insurance agent or company to help you. An agent can help you review your insurance needs and provide information about the available policies. If one kind of policy doesn't seem to fit your needs, ask about others. This guide provides only basic information. You can get more facts from a life insurance agent or company or from your public library. Do not purchase any life insurance product if you do not understand exactly what you are purchasing. Be aware that once you purchase a life insurance policy, you have at least a 10-day period ("free look" period) to review the policy. If you find, for any reason, that you do not want the policy, it can be returned to the company for a full refund of premium during this free look period.